Hills Bank: Banking in Iowa City with a Rich History and Modern Convenience

Iowa City, a vibrant and historic city in eastern Iowa, is home to a diverse array of financial institutions catering to the needs of its residents and businesses. Among these, Hills Bank stands out as a century-old institution that has consistently provided reliable and innovative banking solutions to the community.

A Legacy of Service: A Walk through Hills Bank's History

Hills Bank traces its roots back to 1919, when it was founded by a group of local businessmen as the Farmers Savings Bank of Hills. Throughout the years, the bank has undergone several name changes and acquisitions but has remained steadfast in its commitment to serving the Iowa City area.

In 1999, Hills Bank merged with MidWestOne Financial Group, a larger regional bank based in Dubuque, Iowa. This merger provided Hills Bank with access to a wider range of financial products and services, while allowing it to maintain its local identity and close ties to the Iowa City community.

Today, Hills Bank operates as a full-service financial institution with four convenient branches located throughout Iowa City. The bank offers a comprehensive suite of banking services, including personal and business banking, lending, and wealth management.

Hills Bank: Geared towards Modern Banking & Innovation

Despite its long history, Hills Bank has embraced modern banking technologies and innovations to enhance the customer experience. The bank offers a variety of online and mobile banking services, making it easy for customers to manage their finances on the go.

Online Banking: Hills Bank's online banking platform provides secure access to customer accounts, allowing them to view balances, transfer funds, pay bills, and more. The online platform is user-friendly and can be accessed from any device with an internet connection.

Mobile Banking: The Hills Bank mobile banking app is available for both Android and iOS devices. The app offers a convenient way to check balances, deposit checks, transfer funds, and locate ATMs and branches.

Contactless Payments: Hills Bank supports contactless payments through Apple Pay, Google Pay, and Samsung Pay. This technology allows customers to make purchases by simply tapping their mobile device on a contactless reader.

Financial Tools and Resources: Hills Bank also provides customers with a variety of financial tools and resources to help them manage their finances more effectively. These resources include budgeting tools, calculators, and educational materials.

One-Stop Banking Services: Explore Hills Bank's Service Spectrum

Hills Bank's comprehensive range of banking services is designed to meet the needs of individuals, families, and businesses in Iowa City.

Personal Banking:

• Checking and savings accounts
• Debit and credit cards
• Personal loans
• Home mortgages
• Home equity loans

Business Banking:

• Business checking and savings accounts
• Business loans
• Commercial mortgages
• Treasury management services

Wealth Management:

• Investment management
• Financial planning
• Trust services

Hills Bank: A Trusted Partner in Iowa City's Financial Landscape

Hills Bank has earned a reputation as a trusted and reliable financial partner in Iowa City. The bank's commitment to customer service and community involvement has made it a popular choice among residents and businesses alike.

Customer Service: Hills Bank's friendly and knowledgeable staff is dedicated to providing excellent customer service. The bank has received consistently high ratings for customer satisfaction.

Community Involvement: Hills Bank is actively involved in the Iowa City community, supporting various non-profit organizations and initiatives. The bank regularly sponsors local events and contributes to community development projects.

Effective Strategies for Banking with Hills Bank: Maximize Your Financial Potential

To make the most of your banking experience with Hills Bank, consider incorporating these effective strategies:

1. Set Financial Goals: Define your financial goals, whether it's saving for a down payment, investing for retirement, or starting a business. Hills Bank can provide guidance and support in developing a financial plan tailored to your individual needs.

2. Explore Digital Banking: Take advantage of Hills Bank's online and mobile banking services to conveniently manage your finances from anywhere, anytime. Set up automatic bill payments, transfer funds, and access financial tools with ease.

3. Consult with a Financial Advisor: If you have complex financial needs or require personalized investment advice, schedule an appointment with a Hills Bank financial advisor. They can provide expert guidance and help you navigate the financial landscape.

4. Stay Informed: Keep yourself updated on financial news and trends by following Hills Bank on social media or subscribing to their email newsletters. This knowledge can help you make informed financial decisions.

5. Build Your Credit: Establish a good credit history by making timely payments on your loans and credit cards. Hills Bank offers credit-building products and resources to help you improve your credit score.

Tips and Tricks for Banking with Hills Bank

1. Use Direct Deposit: Sign up for direct deposit to have your paycheck or other payments automatically deposited into your Hills Bank account. This ensures timely access to your funds and simplifies your budgeting process.

2. Set Up Automatic Savings: Create a recurring transfer from your checking account to your savings account to consistently build your savings. Hills Bank offers high-yield savings accounts to help you grow your savings faster.

3. Take Advantage of Mobile Check Deposit: Deposit checks anytime, anywhere using the Hills Bank mobile banking app. Simply snap a picture of the check and follow the on-screen instructions.

4. Use Mobile Alerts: Set up mobile alerts to stay informed about account activity, such as low balances or pending transactions. This helps you monitor your finances and detect suspicious activity.

Common Mistakes to Avoid When Banking with Hills Bank: Avoid Pitfalls

1. Overdrafting Your Account: Carefully monitor your account balance to avoid overdraft fees. Hills Bank offers overdraft protection options to help prevent overdraft charges.

2. Missing Loan Payments: Make sure to make loan payments on time to avoid late fees and damage to your credit score. Hills Bank provides flexible loan payment options to accommodate your financial situation.

3. Ignoring Bank Statements: Regularly review your bank statements to ensure accuracy and identify any unauthorized transactions. Promptly report any discrepancies to Hills Bank.

4. Not Utilizing Online Banking: Hills Bank's online and mobile banking services offer convenience and efficiency. Take full advantage of these features to save time and effort.

5. Failing to Seek Financial Advice: If you have complex financial needs, don't hesitate to consult with a Hills Bank financial advisor. They can provide personalized guidance and help you make informed financial decisions.

Call to Action: Join the Hills Bank Family

If you're looking for a reliable and innovative banking partner in Iowa City, look no further than Hills Bank. With its rich history, modern conveniences, and commitment to customer service, Hills Bank is the right choice for your financial future.

Visit a Hills Bank branch today or explore their services online at www.hillsbank.com. Experience the difference and join the Hills Bank family!

Additional Resources:

• Hills Bank Website
• Hills Bank Online Banking
• Hills Bank Mobile Banking

Tables: Hills Bank Performance and Customer Satisfaction