The Banker: A Guide to Hollow Knight's Financial Services

Introduction

In the vast and enigmatic world of Hallownest, the Banker stands as a beacon of financial stability amid the chaos and decay. As a crucial NPC in Hollow Knight, the Banker provides invaluable services to players, enabling them to manage their finances and progress through the game.

Services Offered by the Banker

The Banker offers a comprehensive suite of financial services, including:

• Geo Storage: Store your hard-earned Geo in a secure vault, keeping it safe from loss or theft.
• Interest on Deposits: Earn a steady income by depositing Geo in the bank. The interest rate is currently 5% per day.
• Loans: Borrow Geo to purchase items or upgrade your equipment. The interest rate on loans is 10% per day.
• Keys: Purchase a variety of keys to unlock doors and progress through the game.
• Pale Ore: Exchange Geo for valuable Pale Ore, used to upgrade your Nail and spells.

Location and Accessibility

The Banker can be found in the City of Tears, a bustling metropolis hidden beneath the surface of Hallownest. To access the bank, enter the building west of the Fungal Wastes Bench and interact with the Banker NPC.

Tips and Tricks

• Deposit your Geo regularly: Take advantage of the Banker's daily interest rate by depositing your Geo as often as possible.
• Consider taking out a loan: If you need to make a large purchase or upgrade, a loan from the Banker can be a convenient option. However, be sure to repay your loan promptly to avoid accumulating excessive interest charges.
• Purchase keys: Keys are essential for unlocking doors and accessing new areas of the game. Make sure to purchase the necessary keys from the Banker as you progress.
• Save up for Pale Ore: Pale Ore is a rare and valuable resource. Save up your Geo and exchange it for Pale Ore to upgrade your Nail and spells.

Common Mistakes to Avoid

• Losing your deposited Geo: Remember to withdraw your deposited Geo before dying or using the Dream Nail, as it will be lost upon death.
• Overborrowing: Avoid taking out excessive loans, as the interest charges can quickly accumulate and become a burden.
• Ignoring the Banker: Neglecting the Banker's services can limit your financial flexibility and hinder your progress in the game.

Why the Banker Matters

The Banker plays a crucial role in Hollow Knight by:

• Providing financial security: Storing your Geo in the bank ensures its safety and prevents loss.
• Facilitating economic growth: The Banker's interest rates encourage players to save and invest their Geo, promoting economic prosperity in Hallownest.
• Enabling item acquisition: The Banker sells keys and Pale Ore, allowing players to access new areas and upgrade their equipment.

How the Banker Benefits You

By utilizing the Banker's services, players can:

• Manage their finances effectively: Keep track of their Geo, earn interest, and borrow money as needed.
• Progress through the game with ease: Purchase keys to unlock doors and acquire Pale Ore to enhance their abilities.
• Enjoy a more fulfilling gaming experience: A financially secure and well-equipped character can navigate the challenges of Hallownest more confidently and successfully.

Frequently Asked Questions (FAQs)

Q: How much interest do I earn on my deposits?
A: 5% per day.

Q: What is the interest rate on loans?
A: 10% per day.

Q: Where can I find the Banker?
A: City of Tears, west of the Fungal Wastes Bench.

Q: Can I withdraw my deposited Geo anytime?
A: Yes, but it will be lost upon death or using the Dream Nail.

Q: What items can I purchase from the Banker?
A: Keys, Pale Ore, and Charms.

Q: How do I upgrade my Nail with Pale Ore?
A: Visit the Nailsmith in Dirtmouth.

Table 1: Banker's Interest Rates

Table 2: Available Keys from the Banker

Table 3: Charm Costs from the Banker