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Commerce Bank Lawrence KS: A Comprehensive Guide to Banking in the Sunflower State

Overview

Commerce Bank, headquartered in Kansas City, Missouri, is a leading financial institution with a strong presence in Lawrence, Kansas. With a network of branches, ATMs, and online services, Commerce Bank provides a wide range of banking products and services tailored to the needs of individuals, businesses, and communities in the Lawrence area.

Products and Services

Commerce Bank offers a comprehensive suite of products and services to meet the diverse financial needs of its customers. These include:

  • Personal Banking: Checking accounts, savings accounts, money market accounts, CDs, and personal loans.

    commerce bank lawrence ks

  • Business Banking: Business checking accounts, business savings accounts, business loans, lines of credit, and merchant services.

    Commerce Bank Lawrence KS: A Comprehensive Guide to Banking in the Sunflower State

  • Wealth Management: Investment management, financial planning, and trust services.

  • Mortgage Lending: Home loans, refinancing, and home equity loans.

    Overview

  • Insurance: Life insurance, health insurance, and property and casualty insurance.

Branch and ATM Locations

Commerce Bank has two convenient branch locations in Lawrence, KS:

  • Downtown Branch: 707 Massachusetts Street, Lawrence, KS 66044
  • West Lawrence Branch: 3201 W 6th Street, Lawrence, KS 66049

In addition to its branches, Commerce Bank operates a network of ATMs throughout the Lawrence area, providing customers with easy access to their funds.

Online and Mobile Banking

Commerce Bank offers a robust online and mobile banking platform that allows customers to manage their finances from anywhere, anytime. The platform features:

  • Online Account Access: View account balances, transaction history, and statements.

  • Bill Pay: Pay bills electronically and schedule recurring payments.

    Commerce Bank Lawrence KS: A Comprehensive Guide to Banking in the Sunflower State

  • Mobile Banking: Access accounts, transfer funds, and make deposits using a smartphone or tablet.

  • Digital Wallet: Pay for goods and services using Apple Pay, Google Pay, or Samsung Pay.

Fees and Rates

Commerce Bank offers competitive fees and rates on its products and services. Here is a summary of some key fees:

Fee Rate
Checking Account Maintenance Fee $12 per month
Savings Account Maintenance Fee $5 per month
Money Market Account Maintenance Fee $10 per month
CD Early Withdrawal Penalty Up to 6 months of interest
Personal Loan Origination Fee 0.5% - 5% of loan amount
Business Checking Account Maintenance Fee $15 per month
Business Line of Credit Interest Rate Prime Rate + 2%
Mortgage Origination Fee Up to 1% of loan amount
Home Equity Loan Origination Fee Up to 1.5% of loan amount

Please note that these fees are subject to change. It is always advisable to contact Commerce Bank directly for the most up-to-date information on fees and rates.

Customer Service

Commerce Bank is committed to providing excellent customer service. The bank's dedicated customer service team is available by phone, email, and chat to assist customers with any questions or concerns. Additionally, Commerce Bank offers a comprehensive online help center that provides answers to frequently asked questions and step-by-step guides.

Why Commerce Bank Lawrence KS Matters

Commerce Bank Lawrence KS is a trusted financial partner for individuals, businesses, and communities in the Lawrence area. With its convenient locations, wide range of products and services, competitive fees and rates, and exceptional customer service, Commerce Bank is the preferred banking choice for those seeking financial stability and growth.

How Commerce Bank Lawrence KS Benefits You

Banking with Commerce Bank Lawrence KS offers numerous benefits, including:

  • Financial Convenience: With two branch locations and a network of ATMs, Commerce Bank provides easy access to your funds and banking services.

  • Tailored Products and Services: Commerce Bank offers a wide range of products and services to meet the unique financial needs of individuals and businesses.

  • Competitive Rates: Commerce Bank offers competitive rates on its products and services, helping you save money and grow your wealth.

  • Exceptional Customer Service: Commerce Bank's dedicated customer service team is available to assist you with any questions or concerns, ensuring that you receive the highest level of service.

Tips and Tricks

Here are some tips and tricks for getting the most out of your banking experience with Commerce Bank Lawrence KS:

  • Take advantage of online and mobile banking: Commerce Bank's online and mobile banking platform allows you to manage your finances from anywhere, anytime.

  • Consider a high-yield savings account: Commerce Bank's high-yield savings account offers a competitive interest rate, helping you grow your savings faster.

  • Shop around for the best rates: Compare Commerce Bank's fees and rates with other banks in the Lawrence area to ensure you're getting the best deal.

  • Build a relationship with your banker: Getting to know your banker can help you get personalized advice and access to exclusive products and services.

How to Step-by-Step Approach

To open an account with Commerce Bank Lawrence KS, follow these steps:

  1. Visit a branch: Visit one of Commerce Bank's two branches in Lawrence, KS.
  2. Bring required documents: Bring a valid government-issued ID, proof of address, and any other required documentation.
  3. Complete account application: Fill out an account application and provide the necessary information.
  4. Deposit initial funds: Make an initial deposit to open your account.
  5. Receive account information: You will receive your account number, debit card, and online banking information.

Call to Action

If you are looking for a trusted financial partner in the Lawrence, KS area, Commerce Bank is the perfect choice. With its convenient locations, wide range of products and services, competitive fees and rates, and exceptional customer service, Commerce Bank is committed to helping you achieve your financial goals. Visit a branch today or contact us online to learn more and open an account.

Tables

Table 1: Commerce Bank Lawrence KS Branch Locations

Branch Name Address Phone Number
Downtown Branch 707 Massachusetts Street, Lawrence, KS 66044 (785) 842-5800
West Lawrence Branch 3201 W 6th Street, Lawrence, KS 66049 (785) 842-5801

Table 2: Commerce Bank Lawrence KS Products and Services

Category Products and Services
Personal Banking Checking accounts, savings accounts, money market accounts, CDs, personal loans
Business Banking Business checking accounts, business savings accounts, business loans, lines of credit, merchant services
Wealth Management Investment management, financial planning, trust services
Mortgage Lending Home loans, refinancing, home equity loans
Insurance Life insurance, health insurance, property and casualty insurance

Table 3: Commerce Bank Lawrence KS Fees and Rates

Fee Rate
Checking Account Maintenance Fee $12 per month
Savings Account Maintenance Fee $5 per month
Money Market Account Maintenance Fee $10 per month
CD Early Withdrawal Penalty Up to 6 months of interest
Personal Loan Origination Fee 0.5% - 5% of loan amount
Business Checking Account Maintenance Fee $15 per month
Business Line of Credit Interest Rate Prime Rate + 2%
Mortgage Origination Fee Up to 1% of loan amount
Home Equity Loan Origination Fee Up to 1.5% of loan amount

Please note that these fees and rates are subject to change.

Time:2024-09-22 00:43:11 UTC

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