The Peoples Bank: Caldwell, Ohio

Nestled in the heart of Noble County, Ohio, The Peoples Bank has been a steadfast financial institution serving the community for over 125 years. With a rich history and unwavering commitment to customer satisfaction, the bank continues to play a vital role in the economic and social well-being of the Caldwell area.

Our History: A Legacy of Service

The Peoples Bank was founded in 1891 by a group of local businessmen who recognized the need for a strong financial institution in their community. The bank's mission to provide "a safe place for the savings of the people and a source of credit for legitimate business" has remained unchanged throughout its history.

Over the years, The Peoples Bank has weathered economic ups and downs, including the Great Depression and the recent financial crisis. Through it all, the bank has remained a stable and trusted financial partner for its customers. Today, The Peoples Bank is a well-capitalized institution with assets exceeding $270 million.

Our Commitment to Caldwell

The Peoples Bank is more than just a financial institution; it is an active member of the Caldwell community. The bank proudly supports local businesses, organizations, and events, such as the annual Noble County Fair and the Caldwell Christmas Parade.

In addition to its financial services, The Peoples Bank also provides educational opportunities to the community. The bank offers free financial literacy workshops and seminars to help individuals and businesses manage their finances more effectively.

Personal and Business Banking Services

The Peoples Bank offers a comprehensive range of personal and business banking services, including:

• Checking accounts
• Savings accounts
• Money market accounts
• Certificates of deposit
• Loans and mortgages
• Online and mobile banking
• Wealth management services

The bank's experienced and friendly staff is dedicated to providing personalized service to each and every customer. The Peoples Bank understands the unique financial needs of the Caldwell community and works hard to meet those needs.

Why Choose The Peoples Bank?

There are many reasons to choose The Peoples Bank as your financial partner:

• Stability and Security: With over 125 years of experience and a strong capital position, The Peoples Bank is a safe and secure place to bank.
• Local Ownership and Control: The Peoples Bank is owned and operated by local residents, which gives the bank a deep understanding of the community's financial needs.
• Personalized Service: The bank's experienced staff takes the time to get to know each customer's individual needs and provide personalized service.
• Community Involvement: The Peoples Bank is actively involved in the Caldwell community, supporting local businesses, organizations, and events.

Stories of Success

Over the years, The Peoples Bank has helped countless individuals and businesses achieve their financial goals. Here are a few examples:

• Sarah, a young entrepreneur: Sarah had a dream of starting her own business, but she needed financing to get it off the ground. The Peoples Bank provided her with a small business loan that allowed her to purchase equipment and inventory. Today, Sarah's business is thriving, and she is grateful for the support she received from The Peoples Bank.
• John, a retired farmer: John had worked hard all his life, but he was worried about his financial future. The Peoples Bank helped him develop a retirement plan that provided him with a steady stream of income and peace of mind.
• The Caldwell Community Center: The Caldwell Community Center is a vital resource for local residents, providing a variety of programs and services. The Peoples Bank has supported the community center for many years, providing financial assistance and volunteer support.

These stories are just a few examples of the many ways that The Peoples Bank has made a positive impact on the Caldwell community.

Common Mistakes to Avoid

When it comes to banking, there are a few common mistakes that you should avoid:

• Not saving enough money: It is important to save money regularly, even if it is just a small amount. Saving money will help you reach your financial goals and protect yourself from unexpected expenses.
• Taking on too much debt: Debt can be a useful tool, but it is important to manage your debt carefully. Avoid taking on more debt than you can afford to repay.
• Ignoring your credit report: Your credit report is a snapshot of your financial history. It is important to review your credit report regularly and make sure that the information is accurate.
• Not planning for retirement: Retirement may seem far away, but it is important to start planning for it early. The sooner you start saving, the more money you will have in retirement.

Why Banking with The Peoples Bank Matters

Banking with The Peoples Bank matters because:

• It supports your local community: When you bank with The Peoples Bank, you are supporting a local business that is invested in the Caldwell community.
• You receive personalized service: The bank's experienced staff takes the time to get to know each customer's individual needs and provide personalized service.
• You have access to a wide range of financial services: The Peoples Bank offers a comprehensive range of personal and business banking services, so you can find the products and services that best meet your needs.
• You are protected by FDIC insurance: Your deposits at The Peoples Bank are protected up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

Call to Action

If you are looking for a safe, secure, and personalized banking experience, we encourage you to consider The Peoples Bank. We offer a wide range of personal and business banking services, and we are committed to providing our customers with the highest level of service.

Contact us today to learn more about our products and services, or to open an account.

We look forward to serving you!

Additional Resources

• The Peoples Bank Website
• FDIC Website
• Consumer Financial Protection Bureau

Tables

Table 1: The Peoples Bank Financial Performance

Table 2: The Peoples Bank Loan Portfolio

Table 3: The Peoples Bank Deposit Portfolio