Colorado Bank and Trust: Your Trusted Financial Partner in La Junta

Colorado Bank and Trust (CBT) has proudly served the La Junta community for over 100 years. As a locally owned and operated bank, we are committed to providing our customers with personalized service and financial solutions tailored to their unique needs.

Our La Junta Branch

Our La Junta branch is conveniently located at 101 W. 6th Street. Our experienced bankers are knowledgeable about the local economy and can assist you with a wide range of financial products and services, including:

• Personal and business banking accounts
• Loans and mortgages
• Wealth management and retirement planning
• Trust and estate services

We are also proud to offer a full-service ATM at our branch, providing you with 24/7 access to your funds.

Why Choose Colorado Bank and Trust?

• Local ownership: As a locally owned and operated bank, we are invested in the success of our community.
• Personalized service: Our bankers take the time to get to know you and your financial goals.
• Innovative products and services: We offer a wide range of financial products and services to meet your changing needs.
• Strong financial stability: With over $1 billion in assets, CBT is a strong and stable financial institution.

How We Benefit You

• Financial security: Our FDIC-insured accounts provide you with peace of mind knowing that your funds are safe.
• Convenience: Our convenient branch location and 24/7 ATM access make banking easy.
• Personalized advice: Our experienced bankers can provide you with personalized financial advice to help you reach your goals.
• Community involvement: CBT actively supports the La Junta community through financial donations, sponsorships, and volunteerism.

Tips and Tricks

• Take advantage of our online banking services: Manage your accounts, pay bills, and transfer funds anytime, anywhere.
• Set up automatic payments: Avoid late fees and hassle by setting up automatic payments for your bills.
• Consider a savings account: Start saving for the future with a regular savings account or a high-yield savings account.
• Check your credit score regularly: A good credit score can help you qualify for lower interest rates on loans and credit cards.

FAQs

1. What are the requirements to open an account at CBT?
   - A valid government-issued ID
   - A minimum deposit of $100
2. Do you offer online banking?
   - Yes, we offer online banking and mobile banking services.
3. What are the hours of operation for the La Junta branch?
   - Monday-Friday: 9:00 AM - 5:00 PM
   - Saturday: 9:00 AM - 12:00 PM
4. Do you have any other branches in Colorado?
   - Yes, we have branches in Colorado Springs, Denver, and Pueblo.
5. Can I make deposits at the ATM?
   - Yes, our ATM accepts cash and check deposits.
6. How do I get a loan from CBT?
   - You can apply for a loan online, over the phone, or at any of our branches.

Call to Action

Whether you are looking to open an account, apply for a loan, or get financial advice, Colorado Bank and Trust is here to help. Visit our La Junta branch today or contact us at (719) 384-2100.

We look forward to serving your financial needs and helping you achieve your financial goals.

La Junta Economic Overview

La Junta is a thriving community with a diverse economy. The city is home to a number of major employers, including:

• La Junta Regional Medical Center
• Walmart Distribution Center
• Cargill Beef Plant
• JBS Five Rivers Cattle Feeding

La Junta also has a strong agricultural sector, with major crops including corn, wheat, and soybeans. The city is also home to a number of small businesses and entrepreneurs.

Personal Banking Services

At Colorado Bank and Trust, we offer a wide range of personal banking services to meet your needs, including:

• Checking accounts: Manage your everyday finances with our convenient checking accounts.
• Savings accounts: Start saving for the future with a regular savings account or a high-yield savings account.
• Money market accounts: Earn higher interest rates on your savings with a money market account.
• Certificates of deposit (CDs): Lock in a fixed interest rate for a specific term with a CD.
• IRAs: Save for retirement with a traditional IRA or Roth IRA.
• Credit cards: Access convenient credit with our low-interest credit cards.
• Personal loans: Get fast and flexible financing with our personal loans.
• Mortgages: Purchase or refinance your home with a mortgage from CBT.

Business Banking Services

We also offer a full range of business banking services to help your business succeed, including:

• Business checking accounts: Manage your business finances with our convenient business checking accounts.
• Savings accounts: Save for the future of your business with a business savings account.
• Money market accounts: Earn higher interest rates on your business savings with a money market account.
• Certificates of deposit (CDs): Lock in a fixed interest rate for a specific term with a CD.
• Business loans: Get financing for your business expansion, equipment purchases, or working capital needs.
• Lines of credit: Access flexible financing to meet your business's seasonal or unexpected expenses.
• Merchant services: Accept credit and debit card payments with our merchant services.

Wealth Management and Retirement Planning

Our team of experienced wealth managers can help you create a personalized investment plan to meet your financial goals. We offer a wide range of investment products and services, including:

• Investment management: Let our experienced portfolio managers handle your investments.
• Retirement planning: Plan for a secure financial future with our retirement planning services.
• Trust and estate services: Protect your legacy and minimize estate taxes with our trust and estate services.

Trust and Estate Services

Our trust and estate services can help you protect your assets and ensure your wishes are carried out after you are gone. We offer a full range of trust and estate services, including:

• Living trusts: Avoid probate and protect your assets with a living trust.
• Revocable trusts: Change or revoke your trust at any time with a revocable trust.
• Irrevocable trusts: Protect your assets from creditors and legal challenges with an irrevocable trust.
• Estate planning: Protect your family and assets with our comprehensive estate planning services.
• Probate administration: Simplify the probate process with our probate administration services.

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