Introduction
Nestled in the heart of Williston, North Dakota, American State Bank (ASB) has proudly served the community for over 90 years. As a steadfast financial institution, ASB has earned a reputation for providing exceptional banking services, unwavering support for local businesses, and a deep commitment to the well-being of the Williston region.
About American State Bank
Established in 1928, ASB has grown alongside Williston, witnessing the city's transformation into a bustling energy hub. Today, ASB operates as a full-service, community-oriented bank that caters to the diverse financial needs of individuals, businesses, and organizations.
Unmatched Banking Services
ASB offers a comprehensive suite of banking solutions, including:
Unwavering Support for Local Businesses
ASB recognizes the importance of local businesses to the vitality of the Williston community. The bank provides tailored financial services to support entrepreneurs and small businesses, offering:
Commitment to Community
Beyond its financial offerings, ASB is deeply invested in the well-being of the Williston region. The bank:
Financial Standing
ASB's financial stability is a testament to its prudent management and strong balance sheet. According to the Federal Deposit Insurance Corporation (FDIC), ASB's total assets have grown to over $1 billion, making it one of the largest banks in North Dakota. The bank also maintains a Tier 1 capital ratio of 9%, significantly exceeding the minimum regulatory requirement.
Award-Winning Services
ASB's exceptional service has garnered numerous accolades, including:
Effective Strategies for Banking Excellence
ASB attributes its success to its unwavering commitment to the following principles:
Pros and Cons of Banking with American State Bank
Pros:
Cons:
Metric | Value |
---|---|
Total Assets | $1.1 billion |
Tier 1 Capital Ratio | 9% |
Return on Equity | 12% |
Customer Deposits | $950 million |
Table 2: Loan Products Offered by American State Bank
Loan Type | Interest Rate | Term |
---|---|---|
Business Loan | 5.5% - 7.5% | 1 - 5 years |
Personal Loan | 7.9% - 9.9% | 2 - 3 years |
Mortgage | 3.5% - 4.5% | 10 - 30 years |
Table 3: Banking Services Offered by American State Bank
Service | Features |
---|---|
Online Banking | 24/7 account access, bill pay, mobile check deposit |
Mobile Banking | Convenient account management, mobile payments, branch locator |
Wealth Management | Investment advisory services, estate planning, retirement planning |
Trust and Estate Planning | Trust administration, will preparation, estate settlement |
Frequently Asked Questions (FAQs)
Q: Is American State Bank FDIC-insured?
A: Yes, ASB is a FDIC-insured bank, providing peace of mind to depositors.
Q: Can I open an account online?
A: Yes, ASB offers the convenience of online account opening for most of its deposit accounts.
Q: What is the minimum balance required for a checking account?
A: ASB offers various checking account options, each with different minimum balance requirements. Contact the bank for specific details.
Q: Does ASB offer mobile check deposit?
A: Yes, ASB's mobile banking app allows customers to conveniently deposit checks from their smartphones.
Q: What support is available for business customers?
A: ASB provides dedicated business bankers, business advisory services, and tailored financial solutions to meet the specific needs of local businesses.
Q: How can I get involved in community events supported by ASB?
A: ASB actively participates in local events. Visit the bank's website or contact a branch for a calendar of upcoming activities.
Call to Action
If you're seeking a trusted banking partner in Williston, North Dakota, look no further than American State Bank. With its exceptional banking services, unwavering support for local businesses, and deep commitment to the community, ASB is the perfect choice for individuals, businesses, and organizations alike. Visit an ASB branch today or explore the bank's online services to learn more.
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