Community Bank of Elmira: Your Trusted Banking Partner in Upstate New York

Nestled in the heart of Elmira, New York, Community Bank has been an integral part of the local economy for over a century. With its unwavering commitment to community banking, the bank has played a pivotal role in supporting local businesses, individuals, and families.

A Rich History Rooted in Community

Since its founding in 1905, Community Bank of Elmira has remained steadfast in its mission to serve the community. Throughout the years, the bank has witnessed the growth and transformation of Elmira, adapting its services to meet the evolving needs of its customers.

Comprehensive Banking Solutions

As a full-service community bank, Community Bank of Elmira offers a wide range of banking products and services tailored to the needs of both personal and business customers.

Personal Banking

• Checking and savings accounts
• Certificates of deposit (CDs)
• Mortgages and home equity loans
• Auto loans
• Personal loans
• Online and mobile banking

Business Banking

• Business checking and savings accounts
• Commercial loans
• Lines of credit
• Equipment financing
• Treasury management services

Unwavering Commitment to Community

Community Bank of Elmira goes beyond traditional banking by actively engaging in the community it serves. The bank supports local businesses through its lending programs and sponsorships, and actively participates in community events and organizations.

Community Involvement

• United Way of the Southern Tier: Community Bank of Elmira is a major contributor to the United Way, a non-profit organization that supports a network of health and human service agencies in the region.
• Elmira Downtown Development: The bank is a partner in the Elmira Downtown Development project, which aims to revitalize the city's downtown area.
• Elmira City & Regional Chamber of Commerce: Community Bank of Elmira is a member of the Chamber of Commerce, which promotes economic development and provides resources for businesses in the area.

Recognition and Awards

The exceptional service and community engagement of Community Bank of Elmira have earned it numerous accolades and awards.

• Top 100 Community Banks in the United States: American Banker magazine consistently ranks Community Bank of Elmira among the top 100 community banks in the country.
• ABA Community Bank of the Year: In 2016, the bank was named the American Bankers Association's Community Bank of the Year, a prestigious award that recognizes outstanding service to the community.

Financial Performance and Stability

Community Bank of Elmira maintains a strong financial position, providing customers with the confidence that their funds are safe and secure.

Key Financial Metrics

As of December 31, 2022:

Tips and Tricks for Banking with Community Bank of Elmira

• Take advantage of online and mobile banking: Easily manage your accounts, transfer funds, and pay bills anytime, anywhere.
• Set up automatic payments: Ensure timely payments for bills, loans, and other expenses.
• Participate in community events: Join Community Bank of Elmira at local events to connect with the community and learn about the bank's initiatives.
• Refer friends and family: Spread the word about Community Bank of Elmira and earn rewards for referrals.

How to Choose a Community Bank

• Consider its reputation: Research the bank's history, community involvement, and online reviews.
• Compare fees and rates: Ensure the bank's fees and interest rates are competitive and align with your financial needs.
• Look for a convenient location: Choose a bank with branches or ATMs that are easily accessible to you.
• Prioritize personal service: Opt for a bank that values personalized customer service and provides timely assistance.

FAQs

Q: What are the benefits of banking with a community bank?
A: Community banks offer personalized service, local decision-making, and deep-rooted community involvement.

Q: Is Community Bank of Elmira FDIC insured?
A: Yes, Community Bank of Elmira is a member of the FDIC, offering depositors insurance up to $250,000.

Q: What is the minimum balance required for a checking account?
A: The minimum balance requirement for a checking account varies depending on the account type. Please contact the bank for specific details.

Q: What types of loans does Community Bank of Elmira offer?
A: The bank offers personal loans, auto loans, home mortgages, home equity loans, and commercial loans.

Q: How do I open an account with Community Bank of Elmira?
A: You can open an account online, in person at a branch, or by calling the bank's customer service line.

Q: What is the bank's routing number?
A: The routing number for Community Bank of Elmira is 026001827.